Health Insurance Checklist: What's Most Important to You?
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Insurance plans vary. Before choosing a plan, decide what is most important to you. This checklist can help. Put a check in front of those services that are important to you. Then see how many of these services are in Policy #1, Policy #2, and Policy #3. On the checklist, write in the coinsurance or copayment rate, if there is one, and any limits on service.
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Types of Health Insurance
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Fee-for-Service - This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals. You can choose any doctor you wish and change doctors any time. You can go to any hospital in any part of the country.
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Make Sure Your New Life Together is Well Protected
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(ARA) - If you or your sweetheart just popped the question, your mind is probably racing with exciting plans. But among those thoughts of gowns, gifts, rings and receptions, make sure that insurance doesn?t slip your mind. Adding insurance to your wedding checklist will help protect you from whatever bumps may lie ahead on your journey together.
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Health Insurance - A Brief Definition
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Heath insurance coverage usually comes in two types: fee-for-service and managed care. Both of these types cover a wide range of medical expenses, including doctor visits, hospital stays, surgery, and prescription drugs.
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Auto Insurance Explained
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Auto insurance shields you from financial loss in the event you are in an accident. You pay the auto insurance company a premium - a monthly, semi-annual or yearly payment - and the insurance company will cover your losses if you are in an accident. Exactly what kinds of losses the auto insurance company covers are explained in detail in the policy that the company will write for you.
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Parenting on the Road -- Summer Driving Safety Tips
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(ARA) – “Are we there yet?” Four familiar words that will be heard by parents in vehicles traveling on roads this summer across the country. But are you taking the necessary precautions to make sure that your family is arriving “there” safely?
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Life Insurance: Which Policy Is Right for You?
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(ARA) - No one likes to think about needing life insurance, but the security and peace of mind it can provide makes it well worth the planning. It can be a daunting task to begin, but it’s an important step in taking care of your family’s future. Often, even when people realize their need for life insurance, they may struggle with deciding which kind of policy best fits their lifestyle and pocketbook or budget.
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Lack of Health Care Keeps More Workers from Going Solo
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ou’ve thought about leaving your job and working for yourself, but the security of your company’s health coverage is holding you back. You're not alone.More than half of U.S. workers would consider exiting their current jobs and flying solo as free agents if they were guaranteed the same health benefits as found in traditional employment, according to a recent study.
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